ReviewAgent

Top 5 Personal Loan Services

Compare, Review and Buy- Personal Loan for 2023

01 Best Choice
Money Mutual

Money Mutual

Review For Money Mutual

★★★★★★★★★★
985 Reviews
Filing Plan
Expert Assisted Or Self-File
Filling Method
E-File
W-2 Upload
Yes
Refund Method
Direct Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund Advance
Yes
Support
Phone, Community Support, Live Chat
10.0
Exceptional
★★★★★★★★★★
Visit Site
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02 Best Value
Zippy Loan

Zippy Loan

Review For Zippy Loan

★★★★★★★★★★
3,452 Reviews
Filing Plan
Expert Assisted Or Self-File
Filling Method
E-File
W-2 Upload
Yes
Refund Method
Direct Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund Advance
Yes
Support
Phone, Community Support, Live Chat
9.8
Exceptional
★★★★★★★★★★
Visit Site
Read more
03
Upgrade

Upgrade

Review For Upgrade

★★★★★★★★★★
1,658 Reviews
Filing Plan
Expert Assisted Or Self-File
Filling Method
E-File
W-2 Upload
Yes
Refund Method
Direct Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund Advance
Yes
Support
Phone, Community Support, Live Chat
9.5
Exceptional
★★★★★★★★★★
Visit Site
Read more
04
SoFi

SoFi

Review For SoFi

★★★★★★★★★★
835 Reviews
Filing Plan
Expert Assisted Or Self-File
Filling Method
E-File
W-2 Upload
Yes
Refund Method
Direct Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund Advance
Yes
Support
Phone, Community Support, Live Chat
9.3
Excellent
★★★★★★★★★★
Visit Site
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05
LightStream

LightStream

Review For LightStream

★★★★★★★★★★
672 Reviews
Filing Plan
Expert Assisted Or Self-File
Filling Method
E-File
W-2 Upload
Yes
Refund Method
Direct Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund Advance
Yes
Support
Phone, Community Support, Live Chat
9.0
Excellent
★★★★★★★★★★
Visit Site
Read more

Compare Featurestop picks

Product
Money Mutual
Money Mutual
10.0
Visit Site
Zippy Loan
Zippy Loan
9.8
Visit Site
Upgrade
Upgrade
9.5
Visit Site
SoFi
SoFi
9.3
Visit Site
LightStream
LightStream
9.0
Visit Site
Filing PlanExpert Assisted Or Self-FileExpert Assisted Or Self-FileExpert Assisted Or Self-FileExpert Assisted Or Self-FileExpert Assisted Or Self-File
Filling MethodE-FileE-FileE-FileE-FileE-File
W-2 UploadYesYesYesYesYes
Refund MethodDirect Deposit, Prepaid Card, Check, Credit Karma Money Spend AccountDirect Deposit, Prepaid Card, Check, Credit Karma Money Spend AccountDirect Deposit, Prepaid Card, Check, Credit Karma Money Spend AccountDirect Deposit, Prepaid Card, Check, Credit Karma Money Spend AccountDirect Deposit, Prepaid Card, Check, Credit Karma Money Spend Account
Refund AdvanceYesYesYesYesYes
SupportPhone, Community Support, Live ChatPhone, Community Support, Live ChatPhone, Community Support, Live ChatPhone, Community Support, Live ChatPhone, Community Support, Live Chat
GuaranteeAccuracy GuaranteeAccuracy GuaranteeAccuracy GuaranteeAccuracy GuaranteeAccuracy Guarantee

Our Rating System

Our reviews come from verified users–just like you!

The star ratings are based on the overall rating of each brand. Some reviews are provided via third party suppliers. We encourage you to write a review of your experiences with these brands.

Buying Guide

Our recommendation

Short on time? For most people, Money Mutual is our #1 personal loan pick — it ranks highest overall on features, value and customer satisfaction. If you want the best value, Zippy Loan is our runner-up and a smart choice for tighter budgets. Start with these two and you really can't go wrong.

How to choose the best personal loan

The right personal loan comes down to four things: the features you actually get, the price and value, how reliable it is day to day, and what real customers report. We weighed all four to build the ranking above.

What to look for

  • Features & quality — make sure the essentials you need are included, not locked behind extras.
  • Price & value — compare what you pay against what you get, and watch for discounts.
  • Reliability — durable, dependable performance over time.
  • Reputation — strong ratings and verified reviews.